If you've been religious about making your mortgage payments on time and you've paid down your credit card debt and raised your FICO score, it may be time to refinance that bad credit mortgage you secured a few years ago. You are probably safely beyond your prepayment penalty and you are probably sick of paying such a high monthly payment. You'll be able to get more money for a lower interest rate and you'll be gratified to see all that hard work repairing your credit paying off. Enjoy the benefits of repairing your credit by refinancing your mortgage with a reputable online lender.
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