Using a mortgage calculator is a great way to compare different programs that have been suggested to you by your mortgage broker. For instance, you can calculate payments for a 30 year or 15 year loan. You can compare putting down that extra $5,000.00 or reserving it for home improvement. You can see the difference that one percentage point can make and you can see the differences between various home or condo prices. This can be a great tool for sitting down on your own and comparing programs and options at your own rate. By thinking through all of these factors, you'll make an informed and intelligent decision.
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